While there are a number of financial advisory models aimed at achieving the said purpose, however the fundamental challenge is that virtually all of those models are still focused on the “traditional” domains of financial planning, which include planning for retirement, insurance, taxes, and investments.
Whereas the reality is that, for a large section of people, their needs for financial advice rests on some of the basic issues like how to best utilize credit, building emergency funds, or just getting their head around their budget for the first time.
I genuinely see that the problems are half about financial literacy, and half about behavior change and forming good financial habits around spending and cash flow, neither of which are part of a typical engagement with financial advisors.
My endeavor is in bridging this gap !
Unbundling Transformation in Banking & Capital Markets Custody Services | Fund Accounting | Securities Lending | Settlements | Corporate Actions